Scaling industrial production requires capital investment in modern automated machinery as well as day-to-day liquidity for raw materials. Understanding the distinction between equipment loans and working capital credit lines ensures optimal financial leverage.
Machinery & Equipment Financing:
Specialized term loans tailored for procuring imported or domestic industrial plant machinery. The asset itself acts as primary hypothecation, offering long tenures up to 7 years with attractive depreciation tax shields.
Working Capital Lines (CC/OD):
Revolving credit lines designed to bridge the operational gap between inventory purchase and debtor payments. You only pay interest on the utilized funds, preserving business liquidity during seasonal spikes.
