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Business Loan Solutions

Fuel Business Expansion

Empower Your Enterprise with Loans Up to ₹5 Crores

At Heli Consultancy, we understand that capital liquidity is the backbone of commercial success. We arrange customized business credit lines, MSME term loans, and working capital solutions across 50+ institutional lenders.

Tailored Financing Types We Offer

Working Capital Loan
Manage daily ops, inventory & supplier billing
Machinery & Equipment
Purchase modern tools, plant machinery & hardware
MSME / SME Loans
Subsidized schemes for manufacturing & trading
Overdraft (OD) / CC Facility
Revolving credit where interest is on funds utilized

Business Loan Key Parameters

Feature Details
Interest Rate Starting from 11.99% p.a. (Customized based on turnover & GST)
Loan Quantum ₹2 Lakhs up to ₹5,00,00,000 (₹5 Crores)
Tenure Options 12 Months to 84 Months (7 Years)
Collateral-Free Limit Available up to ₹1 Crore (Subject to financials & bank criteria)
Processing Turnaround Initial sanction in 24 to 48 Hours
Tax Deductions 100% of interest paid is deductible as legitimate business expenditure

Apply for Business Loan

Direct inquiry sent to our corporate financial advisors

Fast Clearance

Business Eligibility & Document Requirements

Heli Consultancy organizes your financial profile for rapid underwriting and approval across partner banks.

Business Eligibility Matrix

Basic criteria required by institutional lenders and NBFCs.

  • Business Vintage: Minimum 2 to 3 years in continuous operation.
  • Annual Turnover: Minimum ₹25 Lakhs+ gross annual turnover.
  • Profit Track: Business should ideally be profit-making in the latest year.
  • Credit Score: Promoter CIBIL Score 680 and above.
  • GST Compliance: Active GST registration with regular filings.
  • Banking Activity: Healthy average bank balance in Current Account.

Required Document Checklist

Share digital copies via WhatsApp for swift processing.

  • Promoter KYC: PAN Card, Aadhaar Card, Passport photo.
  • Business Registration: GST Certificate, Udyam MSME, Shop Act / COI.
  • Financial Records: Last 2 to 3 Years ITR with Computation, Balance Sheet & P&L.
  • GST Returns: Last 12 Months GSTR-3B / 1 returns.
  • Bank Statements: Last 12 Months Current Account Statement (PDF).
  • Constitutional Proof: Partnership Deed / MOA & AOA (if applicable).
Got Questions?

Business Loan Frequently Asked Questions

Can I get an unsecured business loan without collateral?

Yes! Heli Consultancy specializes in unsecured MSME and business term loans up to ₹1 Crore without requiring any property or gold mortgage, based purely on your GST turnover and banking history.

How does Heli Consultancy help get the lowest interest rate?

We actively negotiate your loan file across 50+ banking institutions (HDFC, ICICI, SBI, Axis, Kotak, NBFCs) to secure the lowest possible interest rate and lowest processing fees.

How do I start my business loan application?

Simply message us on WhatsApp at +91 98700 33647 or fill the form on this page. Our corporate loan specialist will connect with you within 30 minutes.

Ready to Fuel Your Business Growth?

Talk directly with our senior financial advisors on WhatsApp for customized business financing solutions.

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